Finder surveyed 2,068 adults ages 18 and older to learn whether they currently use a digital banking account, have an interest in doing so and why. Extrapolating that data to represent the US population, an estimated 76.9 million Americans (30.3% of the US population) say they have, or are planning to, open a digital-only — or neobank — account. In fact, 54.4 million digitally savvy Americans (about 21.4% of the total US population) already bank with digital-only banks like Aspiration or Chime.
Although more than 177.0 million Americans (roughly 69.7% of the total US population) bank with such traditional brick-and-mortar brands as Chase, Bank of America and Wells Fargo, research finds that some 22.5 million Americans (8.8% of total US population) intend to open a digital-only bank account in the coming months.
REDEFINING "DIGITAL BANKING"
The products your customers expect to do their banking no matter the location.
- Online/Mobile/Internet Banking Platform
- Realtime transaction history
- Realtime account transfers
- DC Travel Alert
- Fraud Alerts
- Bank Locations/ATMS
- Stop Payment
- External transfers
- Cash management products and approvals
- Merchant Capture
- Positive Pay
Let your customers have access to their recently received funds faster.
- Mobile Deposit of Checks
- Up to 10 Checks in Single Deposit
- Immediate Availability of Funds (Optional)
- GoStatements &GoNotices:
Continue to build your customer relationships through connection and communication.
- Sign Up & View of All Account Documents
- All Bank Notices & Announcements Electronically Sent
- Pop-up Notices Available
- 18-month Statement History Available to Users (per your Bank's parameters)
Give your customers more power over their finances by paying through a trusted source.
- Bill Pay Enrollment Service
- Picture Pay
- Additional Commercial & Consumer Account Services
Allow your customers to open accounts when it is most convenient to them.
- Online Account Opening (90 Seconds)
- Immediate Access to Account
- Deposit Directly From Another Account or Fund in Bank Location
- Back-end (Deposit Ops) Approval Processing & Safeguarding Processes
- CRM System Integrated
Provide your customers with an expedited approval process for life’s biggest purchases.
- Online Loan Application Process
- Secure Documentation Upload
- Picture ID Access
- Immediate Approval Availability
Increase your customers ability to access their accounts simply by talking.
- Interactive Voice Banking
- Features Voice Technology (Alexa, Google, etc.)
- Transfer Funds
- Check Balances
Offer your customers the opportunity to keep track of their finances 24/7, wherever they are, through a trusted platform provider.
- GoBanking Site Hosting Platform
- Custom Built Website
- Follows Brand's Standards
- Analytics Coded Into Site
- Access to Update & Manage with Bank Personnel
let’s talk about what you care about most.
HOW DOES YOUR
24 / 7 CUSTOMER SERVICE
AND ACCOUNT UPDATES
PRIVATE CLOUD BASED
60 INTERNALLY DEVELOPED
PRODUCTS AND SERVICES
FOR EMPHASIS ON INTEGRATING
57 YEARS IN BUSINESS,
WITH A STAGGERING 98.8%